Stanbic bank has reported Sh13.7 billion profit after tax for the 2025 fiscal year thanks to diverse and varied sources of income, even as its shareholders get dividends worth Sh17 billion over the last two years.
The lender, which has also proposed a final dividend of Sh18.55 as an addition to its interim payout of Sh3.80, says it re-engineered its sails in to weather macro-economic challenges including the US economic policy and tariff uncertainty, monetary policy normalization that impacted de-dollarization, food and oil geopolitical tensions – Middle East, Russia/Ukraine and the Caribbean.
“2025 was the year of the great transition towards normalcy; declining interest rates, currency and inflation stability, and recovering private sector credit demand,” reads a financial report prepared by Stanbic.
The company’s balance sheet grew by 19 percent, Non-Performing Loans ratio maintained at 8 percent, while return on equity dipped a little bit from 19.3 percent reported in 2024 to 18 percent in 2025.
Additionally, it increased the amount of assets it managed to Sh5.3 billion from Sh2.45 billion the year before.
“Our share price picked up 44 percent, and shareholders are receiving wholesome results,” said Dennis Musau, chief financial and value. “We have seen over time credit losses come down because we are very good in collecting debts. We have also done a lot of work to educate our customers now 315,000 in number up from 190,000 and we think we can get to 400,000 mark.”
