Family Bank Group recorded strong financial performance for the year ended 2025, posting significant growth in profitability, assets, and customer deposits. The results were announced during a media briefing held in Nairobi on March 30, 2026, highlighting the bank’s continued expansion and improved financial stability.
According to the financial results, the bank’s profit after tax increased significantly from KES 3.5 billion to KES 5.4 billion for the year ended 2025, representing growth of 55.4 percent. Profit before tax also recorded notable growth, rising by 61.6 percent to KES 6.3 billion.
The strong performance was largely supported by growth in interest-earning assets and improved income generation across the bank’s operations. The institution also strengthened its balance sheet, contributing to enhanced financial resilience during the year under review.
Total assets grew by 23.8 percent to reach KES 208.7 billion. This growth was mainly driven by a steady rise in customer deposits, which increased by 20 percent, demonstrating growing customer confidence. Shareholder funds also rose significantly by 46 percent, further reinforcing the bank’s funding base and overall financial position.
During the year, the bank successfully raised KES 8 billion in equity capital through a private placement exercise. The initiative attracted strong investor interest and was oversubscribed by 131 percent, reflecting confidence in the bank’s growth strategy and long-term prospects.
Lending activities continued to expand during the period, particularly in micro, small, and medium enterprises (MSMEs), which remain a key focus area for the bank. Net loans and advances grew by 14 percent to KES 105.9 billion. In addition, investment in government securities increased significantly by 45 percent to KES 74 billion, supporting income generation and financial stability.
The expansion in interest-earning assets translated into improved income performance. Net interest income rose sharply by 46 percent to KES 15.6 billion, while non-interest income recorded moderate growth of 5 percent to KES 4.6 billion.
Family Bank Chief Executive Officer Nancy Njau noted that 2025 marked an important beginning for the bank’s long-term strategy focused on customer-centered services and technological advancement.
“The year 2025 marked a pivotal start to our five-year strategic plan, which is anchored on compelling customer propositions and digital transformation. We continued to invest in digital capabilities and optimize our distribution network to enhance customer experience and improve our product offering, positioning the bank for sustainable growth,” she said.
She further emphasized that investment in employees and partnerships played a key role in achieving the strong financial results.
“Our continued investment in employees through capacity building and an enabling work environment greatly contributed to this strong performance. Partnerships with development finance institutions strengthened our capacity to lend to key sectors such as SMEs, agribusiness, and manufacturing, contributing to the expansion of our loan book,” she added.
The bank maintained a strong liquidity position throughout the year, with its liquidity ratio standing at 60.9 percent, well above the statutory requirement. Capital adequacy ratios also remained above regulatory thresholds, indicating sound financial health and stability.
Overall, the results demonstrate steady growth and a positive outlook as the bank continues to strengthen its financial position, expand lending, and invest in digital transformation to support customers and businesses across the country.
– By Mark Simitia
